Terms of Service

These terms govern your use of marginpad.io, its subdomains, the MarginPad browser extensions, the Telegram bots and the public API (together, the Service). By using the Service you accept them. If you do not accept them, do not use the Service.

1. MarginPad is not financial advice

Everything on the Service - calculators, charts, screeners, market data, liquidation maps, articles, academy lessons, Telegram messages and anything produced by our AI features - is general information and educational material only. It is not investment advice, not a recommendation to buy or sell anything, not a solicitation, and it is not tailored to your circumstances, your finances or your risk tolerance.

We are not a broker, not an exchange, not an investment firm and not a licensed financial adviser in any jurisdiction. We do not hold client money and we never execute a real trade on your behalf.

Leveraged trading carries a high risk of losing money rapidly. Most retail accounts lose money trading derivatives. Decisions you take after reading anything here are entirely your own.

2. Paper trading is simulated

The paper-trading terminal, Demo Spot, the simulators and the duels use fake money. No order is ever sent to a real market. Fills, funding, fees and liquidations are modelled by us to resemble real venues; they will not match what a real exchange would have done.

Simulated results are not indicative of real results. Slippage, latency, partial fills, exchange outages, spread, insurance-fund behaviour and your own psychology under real risk all differ. Do not treat a profitable simulated record as evidence that the same approach will make money with real capital.

3. Market data is provided as-is

Prices, funding rates, open interest, liquidation feeds, heatmaps, clusters and statistics are gathered from exchanges and third-party providers, and in some cases produced by our own collector. They may be delayed, incomplete, interrupted or wrong.

Liquidation clusters and heatmaps are explicitly estimates produced by a model, not observed orders. Nobody, including us, can see the real book of open leveraged positions. Treat them as a map of where pressure may sit, never as fact.

We give no warranty as to accuracy, completeness or timeliness, and we are not liable for any decision taken in reliance on the data.

4. Eligibility and your local law

1. You must be at least 18 years old and legally able to enter into these terms.
2. Crypto derivatives are restricted or prohibited for retail users in many countries. It is your responsibility to know whether using the Service, and whether trading on any venue we link to, is lawful where you are.
3. You must not use the Service if you are subject to sanctions, or located in a sanctioned territory, or if doing so would breach any law that applies to you.
4. You must not use the Service on behalf of anyone who is barred from it.

5. Accounts

An account is optional; the tools work without one. If you create one, you are responsible for the security of your email inbox and for everything done through your account.

One account per person. Multiple accounts operated by the same person, or by a group acting together, to obtain rewards, prizes, referral credit or leaderboard position are prohibited.

We may suspend or close an account, withhold unpaid balances, and remove content, where we reasonably believe there has been abuse, multi-accounting, automated manipulation of rewards or leaderboards, fraud, harassment, or a breach of these terms. Where the reason is not fraud, we will tell you why.

6. Rewards, missions, prizes and withdrawals

The rewards area may credit small real amounts and pay prizes. These are promotional and discretionary, not a wage, not a return on investment and not a financial product.

1. Rates, caps, cooldowns, eligibility thresholds and the minimum withdrawal are set by us and can change at any time, including for balances already accrued but not yet withdrawn.
2. Withdrawals are processed manually and are not instant. We may require verification, including proof that a destination account was opened through our referral link, before paying.
3. A balance is not a deposit, is not client money, is not held on trust for you, and confers no right to interest. We may suspend or discontinue the rewards programme entirely.
4. Balances obtained through abuse, exploitation of a bug, automation, or accounts we reasonably believe are duplicates may be forfeited.
5. Prizes and leaderboards are settled on our records. Where a scoring error is found, we may correct it.
6. You are responsible for any tax arising on amounts you receive.

7. Premium subscription

Premium is a paid plan bought for a fixed period (a month at a time) in cryptocurrency through a third-party payment processor, or from your rewards balance. Nothing renews by itself and there is nothing to cancel: when the period ends, the plan ends. Because payment is on-chain, payments are generally irreversible.

Access runs for the period paid for. We may change the price or the feature set for future periods, and will not reduce a period you have already paid for. Where a feature is withdrawn during a paid period we will offer either a comparable replacement or a pro-rata credit. We do not offer refunds for periods already used, except where the law requires it.

8. Digital items

Frames, ticket skins, backgrounds and consumables are cosmetic digital items licensed to your account, not property, and they have no monetary value outside the Service. They cannot be sold, transferred for value, or redeemed for money. We may alter or retire an item, and we may change its price or the way it is earned. Items obtained through abuse may be removed.

9. The API

Section 9 covers the MarginPad API in all its forms: the keyless market-data endpoints, the Bot API, the WebSocket stream, webhooks, the MCP server and the published SDKs. Where it conflicts with the rest of these terms for API use, section 9 wins; everything else here still applies.

9.1 What the API is, and what it is not

The API gives you market data and a paper-trading engine. The trading is simulated, exactly as described in section 2. No order you place through the API reaches an exchange, no position you hold is a real position, and the balances it reports are not money. We never take custody of funds, never hold an exchange key of yours, and never place a real order on your behalf. If you connect our output to a system that trades real money, that system and its consequences are entirely yours.

Market data is provided as-is under section 3 and reaches us from exchanges and data providers whose own terms continue to apply to your use of it. Figures we compute ourselves - liquidation aggregates, positioning, scores - are measurements of our own data and may be wrong.

9.2 Plans, payment and what happens when one ends

A paid API plan buys the limits and features published at marginpad.io/trading-api/#plans for a period of one month from the moment it is granted. Plans are paid in cryptocurrency or from a MarginPad rewards balance.

1. Nothing renews automatically. There is no stored card, no standing authority and no recurring charge. When a plan reaches its end date it simply ends. There is nothing to cancel.
2. A plan that ends drops your keys to the Free plan. Your keys keep working, your books and open positions stay exactly where they are, and your history is retained for the Free period. Features above the Free plan stop until you buy again.
3. We warn you before it ends, twice. Every keyed response carries your plan, and within the last fourteen days the exact end date and the days remaining, as response headers. We also email the address on the account about seven days out and again the day before. Delivery of an email is not a condition of the plan ending - the headers and GET /v1/usage are the authoritative record and are always available to you.
4. Buying early extends, it does not replace. A month bought while a plan is running is added to the time you have.
5. Cryptocurrency payments are final. We do not refund a completed period, because we cannot reverse a chain payment. If you were charged twice for the same period, or a payment was taken and no plan was granted, write to support@marginpad.io and we will put it right - that is a correction, not a refund policy.
6. Prices can change; your paid period cannot. A price change never affects a period you have already paid for. Plan limits may be raised at any time. If we reduce what a plan includes, the plan you are inside keeps what it had when you bought it.

9.3 Availability - what we actually commit to

We will not pretend to an uptime figure we cannot evidence. Continuous measurement of this service began on 12 September 2026 and the record, including its length, is public at marginpad.io/status/. Read it before you decide what to build on this.

1. There is no SLA and there are no service credits. The API is provided as-available. We target continuous availability and we publish what we measure, but we do not contract to a percentage.
2. What we do commit to is this: a public status endpoint that is not gated behind a key; a plan extended by at least the length of any single unplanned outage longer than 24 consecutive hours that we can confirm from our own monitoring, applied on request to any plan live at the time; and notice of a planned interruption where one is planned.
3. Breaking changes. /api/bot/v1/* response bodies are frozen: we add endpoints and headers, we do not remove or repurpose a field. Where we must break something, we will publish it in the changelog at /api/changelog and give at least 30 days' notice to the email on every account with a live paid plan. Additions, new optional fields and new endpoints are not breaking changes and ship without notice.
4. Withdrawal. If we discontinue a paid API plan entirely, we will refund the unused part of any period you have paid for, pro rata.
5. Keyless endpoints, the Free plan, and everything documented as free carry no commitment at all beyond as-available.

9.4 How you may use it

You may build commercial products on this API, including products you charge for, and you may store and display data you retrieve. You do not need our permission and we ask no revenue share. Attribution is appreciated, not required.

You must not:

1. Exceed your published rate limit deliberately, or evade any limit by rotating keys, accounts or addresses. A limit is a limit whether or not we enforce it perfectly.
2. Share, sell or publish a key. A key identifies your account; everything done with it is attributed to you, and you are responsible for it. If you believe a key is exposed, rotate it - the tooling is in your account and it is instant.
3. Resell or redistribute our market data as a bulk feed, or operate a service whose substance is a mirror of this API.
4. Use the paper-trading engine, the arena or any board to fabricate a trading record you present to anyone as real. Simulated results are simulated. Presenting them as live performance to investors, customers or a prop firm is a misuse of this service and we will terminate the account.
5. Use the API to build or train a service that materially competes with MarginPad using our own computed data as its substance. Building a trading bot, a dashboard, a research tool or an AI agent is not that, and is explicitly welcome.
6. Probe, scan or stress the Service beyond your own account, or attempt to reach another account's data.

9.5 Suspension

We may rate-limit, suspend or revoke a key that is damaging the Service for other users, that is being used in breach of 9.4, or that is implicated in fraud or chargeback. Where the cause is technical and not deliberate we will try to reach you first. If we suspend a paid key for a reason that turns out not to be your doing, we extend the plan by the time it was suspended. A key revoked for the conduct in 9.4(4) or 9.4(6) is not refunded.

9.6 Liability for paid plans

Section 13 applies in full. For the avoidance of doubt, where you have paid us for an API plan, our total aggregate liability to you for any claim arising from the API is limited to the amount you paid us for that API plan in the twelve months before the claim. We are not liable for trading losses, for decisions a system of yours made on our output, for data that was wrong, late or missing, or for anything you built being unavailable because we were.

9.7 SDKs and sample code

The published SDKs and example code are licensed under the MIT licence stated in their repository. They are convenience wrappers: the terms above govern the service they call, not the wrapper. We do not warrant that any SDK is current with the API, and the API reference at marginpad.io/trading-api/ is authoritative where the two disagree.

10. Chat, community and anything you post

You are responsible for what you post. Do not post anything unlawful, abusive, hateful, deceptive, or infringing; do not impersonate anyone; do not post other people's personal information; do not use the Service to promote a scheme, solicit investment, or give personalised financial advice to other users.

We may remove content and restrict posting at our discretion, and we do not review everything before it appears. By posting you grant us a non-exclusive, worldwide, royalty-free licence to host, display and distribute that content within the Service. You keep ownership of it.

11. Affiliate links and third parties

The Service contains affiliate links. If you open an account through one, we may receive a commission; you pay the same either way. Being linked, listed or compared is not an endorsement, and a commission does not make an exchange safe or suitable for you.

We do not control third-party venues and we are not responsible for them - their security, solvency, execution, fees, geographic restrictions, account decisions or support. Any dispute is between you and them. Verify a platform's licence and status yourself before depositing.

12. Availability and changes

The Service is provided as-is and as-available, with no uptime guarantee. Features may change or be withdrawn. We may amend these terms; material changes will be reflected in the date at the top, and continuing to use the Service after that constitutes acceptance.

13. Limitation of liability

To the fullest extent permitted by law:

1. We exclude all warranties not expressly stated here, including fitness for a particular purpose.
2. We are not liable for trading losses, lost profit, lost opportunity, lost data, or any indirect or consequential loss, however caused.
3. Our total aggregate liability to you is limited to the greater of the amount you paid us in the twelve months before the claim, or USD 100.
4. Nothing here excludes liability that cannot lawfully be excluded, including for fraud or for death or personal injury caused by negligence.

You agree to indemnify us against claims arising from your breach of these terms, your content, or your unlawful use of the Service.

14. Governing law and contact

PLACEHOLDER - complete before relying on this document. The operating entity and the governing law and forum must be stated here, and these terms should be reviewed by a lawyer qualified in that jurisdiction. Until that is done, treat this page as a statement of intent rather than a settled contract.

If any provision is found unenforceable, the rest continues to apply. Our failure to enforce a term is not a waiver of it.

Questions about these terms: contact us. See also our Privacy Policy.