Crypto DCA Calculator

Multiple buys, one honest number — the average entry your whole stack breaks even at.

How it is calculated

average entry = total spent / total coins bought

The average entry is a harmonic mean, not arithmetic — equal dollar buys automatically purchase more coins at lower prices, which is the quiet advantage of DCA over lump-sum timing.

Worked example

$500 at $60,000 plus $500 at $52,000 = 0.01795 BTC for $1,000 → average entry $55,714, below the $56,000 midpoint because the cheaper buy bought more coins.

FAQ

Is DCA better than buying at once?

Lump-sum wins slightly more often in rising markets, but DCA removes the timing decision and matches how income arrives — for volatile assets the discipline is usually worth the small expected-value gap.

Does DCA work for averaging down a loser?

Only when the original thesis still holds and total size stays inside the risk plan. Averaging down without a limit is how small losses become account-enders.

How often should buys happen?

Weekly vs monthly differences are minor; consistency through a bear market matters more than frequency.

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Free, no signup, runs entirely in your browser. Educational tool — not financial advice. Practice the setup risk-free on the MarginPad paper-trading terminal before putting real money behind it.